Event Announcements Archives - Jagoe Homes

Brook Stone Estates Grand Opening

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Brook Stone Estates Grand Opening – Jeffersontown, KY

Thank you to everyone who came out to Jagoe Homes’ Brook Stone Estates for the Grand Opening of our BRAND NEW COMMUNITY in Jeffersontown, Kentucky! A special thank you to our preferred lender, FBC Mortgage (NMLS #1577520), for helping sponsor the event. The Jeffersontown Chamber of Commerce was also in attendance. During the ribbon cutting, they presented Jagoe Homes with a chamber member plaque as well as a declaration from Mayor Bill Dieruf. He declared that July 11th be known as “Jagoe Homes Day” in J-Town!

brook stone estates grand opening

brook stone estates grand opening
brook stone estates grand opening

 

At the Grand Opening, guests, future homeowners, realtors and affiliates were invited to enjoy beverages and delicious food from Feast BBQ while they toured our brand new, fully decorated Model Home. You can Take a Virtual Tour of the Revolution Craftsman on our website!

Attendees were also welcome to tour our recently completed Move-In Ready Homes! Both of these homes are NOW AVAILABLE for their new owners and qualify for our Score More incentive (limited time offer). These are both two-story homes with a basement, and feature our popular Patriot Craftsman and National Craftsman home plans.

 

brook stone estates louisville kentucky jefferstontown patriot craftsman in-ground basement

SAVE $9,000 NOW with Score More!

Patriot Craftsman w/ In-Ground Basement

4 BD / 2.5 BA / 2-Car / 2611 Sqft

$374,140

national craftsman in-ground basement brook stone estates jeffersontown louisville kentucky

SAVE $9,000 NOW with Score More!

National Craftsman w/ In-Ground Basement

4 BD / 2.5 BA / 2-Car / 2611 Sqft

$385,355

 

In addition to these Move-In Ready Homes, we have beautiful home sites for you to build your new, Jagoe Home!

Choose from a variety of home plans and facades and build your new Jagoe Home that best fits your families’ needs. Some home sites allow for an in-ground or walk-out basement! Brook Stone Estates warmly reflects the charm and energy of our beloved Jeffersontown – with beautiful parks, the Farmers Market Pavillion, historic downtown  J-Town, all just minutes away.

 

For more information on Brook Stone Estates, Contact a Jagoe New Home Sales Consultant in Louisville/J-Town today!

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Jagoe Homes After Party Stage – ROMP 2019

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Jagoe Homes After Party Stage in Pioneer Village – ROMP 2019

ROMP – June 26-29 – Yellow Creek Park – Owensboro, KY

ROMP is a 4-day music festival celebrating the roots and branches of Bluegrass music. Hosted by the Bluegrass Music Museum & Hall of Fame, ROMP is held annually in Yellow Creek Park in Owensboro, Kentucky. Headlining the initial lineup release in 2019 are Hall of Fame members Ricky Skaggs and Del McCoury.  Ricky Skaggs and Kentucky Thunder will feature special guest Patty Loveless.

A full line-up of artist-led instrument workshops takes place throughout the day, as ROMP artists interact with fans and players of all ages and skill levels. Other workshops and forums include songwriting, clogging and flat-foot dancing, yoga and bluegrass jamming 101. Additional offerings at ROMP include organic and farm-to-table food vendors, craft vendors featuring Kentucky Proud products, art installations and professionally-led children’s activities. There’s something for everyone at ROMP!

Full Daily Schedule & Lineup:

 

Jagoe Homes is a proud sponsor of ROMP! Come see us at the Jagoe Homes After Party Stage in Pioneer Village!

Cross the creek to Pioneer Village in Yellow Creek Park for even MORE Bluegrass tunes from your favorite artists! The Jagoe Homes After Party Stage kicks off ROMP on Wednesday from 8-10 PM with the Glade City Rounders before the Main Stage even opens on Thursday afternoon. On Thursday night, the stage starts jamming at Midnight with Wood & Wire, and finishes up with the Rumpke Mountain Boys, starting at 1:30 AM. Songs from the Road Band kick off the party on Friday, and Horseshoes & Hand Grenades finishes it up at 1:30 AM. Our final Bluegrass band preforming at the Jagoe Homes After Party Stage will be Dustbowl Revival on Saturday night, starting at Midnight. We will have fun giveaways for you, so come hang out with us in Pioneer Village!

romp

While you’re at ROMP, don’t forget to download the App to keep up with the schedule – COMING SOON!

romp

friday
friday

 

And during the day at ROMP, stop by the big, red Jagoe Homes canopy and register to win a HAMMOCK! Do you still need tickets? Click here:

romp

 

If you had fun at ROMP, stay a while with us in Owensboro, Kentucky!

We currently have SEVEN Jagoe Homes communities in available for you to build your new home in Owensboro! Live Downtown in our luxurious Parkside 100 condominium building, or live maintenance-free in Central Park, a garden home community. Like Central Park, 4200 is centrally located in Owensboro. 4200 offers charming, luxury, neo-traditional style with a community pool coming soon!

Brookfield is our East side community, located just next to Owensboro Health Regional Hospital. Windstone is the on the opposite West side. Windstone is composed of three sections that include Avondale at Windstone, Bellefield at Windstone and Overton at Windstone. Like this community, Bluegrass Commons, which is located on the Southwest side, is separated into three sections as well. The Legends at Bluegrass Commons offers single-family detached homes on 60′ lots, and The Ballads at Bluegrass Commons offers single-family detached homes on 50′ lots. The Acoustics at Bluegrass Commons is our maintenance-free section, with only single-family attached homes. Homeowners in this section also have access to a Clubhouse!

If you’re looking for more of a “getaway” spot, Deer Valley in Utica, KY is perfect for you! With multiple sections that offer a multitude of home plans, elevations and facades, you’ll be sure to find the perfect home for your family!

We will see you at ROMP and at the Jagoe Homes After Party Stage!

jagoe homes fbc mortgage

 

 

 

2019 Owensboro Parade of Homes

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2019 Parade of Homes – Owensboro, KY

The 2019 Owensboro Parade of Homes, presented by the Home Builders Association of Owensboro (HBAO), is on the third and fourth weekends in June: June 22nd – 23rd & June 29th – 30th! Jagoe Homes is proud to open SEVEN homes as well as our downtown, historic condominium building, Parkside 100, for the public to tour during the Parade of Homes. All Jagoe Homes in the tour are fully-decorated,  including single-family detached, and single-family attached homes. Our entry located in Cherry Blossom at Deer Valley is Move-In Ready and NOW AVAILABLE for its new owner!

Tour Dates & Times

June 22nd – 23rd & June 29th – 30th
Saturdays • 10:00 AM – 5:00 PM
Sundays • 1:00 PM – 5:00 PM

Jagoe Homes is your new home builder in Owensboro! This event is FREE for everyone and appropriate for all ages! As you visit our homes on the tour, we also encourage you to walk through some of our other Move-In Ready homes that qualify for our limited Red, White & New Incentive, where Jagoe Homes pays your FIRST 3 HOME PAYMENTS or apply the full savings amount towards the purchase price!

Bluegrass Commons is our newest Owensboro community, located on the Southwest side of the city. Bluegrass Commons includes two sections, The Ballads at Bluegrass Commons and The Legends at Bluegrass Commons. These sections have multiple 50′ and 60′ home sites available for your family! The third section, The Acoustics at Bluegrass Commons, is composed of single-family attached homes. This section offers maintenance-free living as well as access to a Clubhouse that only homeowners of this section may use!

Central Park, is a garden home community that is also maintenance-free and is centered around ease and simplicity. Central Park is ideally suited for any active lifestyle since it is located centrally in Owensboro. This area is conveniently adjacent to shopping, dining, entertainment, healthcare facilities, and community events.

Our gorgeous, historic Downtown Owensboro condominium building, Parkside 100, is a must-see! This is your chance to enjoy carefree living, all in the heart of downtown’s premier eateries, shops and events! When visiting Parkside 100, please park in the lot in the rear of the building with any sign labeled for Parkside 100, along Allen Street in the public spaces, or in the parking garage (entrance on Daviess Street).

Jagoe Homes in the 2019 Owensboro Parade of Homes:

 

2017 fall tour
4200 Model Home
1724 Celebration Circle, 42303
3 Bed / 2.5 Bath
central park owensboro kentucky legion
Central Park Model Home
2601 Central Park Court, 42303
2 Bed / 2 Bath

2018 owensboro parade
Brookfield Model Home
3832 Brookfield Drive, 42303
4 Bed / 2.5 Bath

national craftsman bellefield windstone owensboro kentucky
4782 Windstone Drive, 42301
4 Bed / 2.5 Bath

2019 parade
6487 Valley Brook Trace, 42376
3 Bed / 2 Bath

2019 parade owensboro
2338 Watson Circle, 42301
2 Bed / 2 Bath / Single-family Attached Home
2019 parade owensboro
233 Monroe Avenue, 42301
3 Bed / 2.5 Bath
2018 owensboro parade
Parkside 100 Downtown Condominium Building
100 Allen Street, 42303
2 Bed / 2 Bath

While you tour our homes, keep in mind…

All Jagoe Homes are built Energy Smart, meaning that they help save the environment and SAVE MONEY!  Having a home that is energy efficient eliminates drafty doors and windows, along with poor insulation and inefficient heating and cooling systems, which ultimately leads to energy loss.  We work closely with RESNET (Residential Energy Services Network) to achieve high ratings from the organization.  The lower a home scores on RESNET’s HERS (Home Energy Rating) Index, the more energy efficient the home is.  A standard new home that is built to meet the current Energy Conservation Code will score a HERS Index rating of 100, while our new Jagoe homes score an average of 64.

 

Download the ParadeCraze App to easily navigate to Jagoe Parade Homes!

2019 parade

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friday

 

Be in your new Jagoe Home by 2020 – Speak to a Jagoe New Home Sales Consultant and get started TODAY!

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2019 Parade of Homes

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2019 Parade of Homes – Jagoe Homes – Evansville, IN

Tour new Jagoe Homes in the 2019 Parade of Homes, presented by the Southwestern Indiana Builders Association (SIBA) in Evansville and Newburgh, Indiana! This scattered home site tour gives you the opportunity to view a life-size brochure of new homes in Southern Indiana throughout Vanderburgh, Warrick, Gibson and Posey counties from June 1st – 9th.

2019 Parade of Homes Tour Dates

Saturdays & Sundays • 1:00-6:00 PM
Mon, Wed, Thurs, & Fri • 5:00-8:00 PM
CLOSED • Tuesday, June 4th

Jagoe Homes will be opening SIX of our Homes, for the 68th annual Parade of Homes! Whether you are searching for that perfect floor plan, gathering home improvement ideas, adding to your interior design or landscaping idea book, or just having fun with your family and friends – the tour is free and enjoyable for everyone! Print out a Tour Map or see the Parade List to make touring homes even more convenient.

Tour Jagoe Homes on Parade

• Numbered by order in which they appear on the Tour 

2019 parade of homes
617 Criterion Way, Evansville, IN,  47711
3 Bed / 2 Bath
2019 parade of homes
2415 Belize Drive, Evansville, IN,  47725
3 Bed / 2.5 Bath
2019 parade of homes
3717 Burlingame Drive, Evansville, IN,  47725
4 Bed / 2.5 Bath
2019 parade of homes
5611 Brompton Drive, Newburgh, IN,  47630
4 Bed / 2.5 Bath
2019 parade homes
5441 Abbe Wood Drive, Newburgh, IN, 47630
4 Bed / 2.5 Bath
2019 parade of homes
4755 Eastwick Drive, Newburgh, IN, 47630
3 Bed / 2 Bath

While you tour our homes, keep in mind…

All Jagoe Homes are built Energy Smart, meaning that they actually help save the environment and SAVE MONEY!  Having a home that is energy efficient eliminates drafty doors and windows, along with poor insulation and inefficient heating and cooling systems, which ultimately leads to energy loss.  We work closely with RESNET (Residential Energy Services Network) to achieve high ratings from the organization.  The lower a home scores on RESNET’s HERS (Home Energy Rating) Index, the more energy efficient the home is.  A standard new home that is built to meet the current Energy Conservation Code will score a HERS Index rating of 100, while our new Energy Smart Jagoe Homes score an average of 64.

Note some of our returning features, as well as some new features such as…

Detailed craftsman inspired elevations, gourmet kitchens with over-sized islands, stylish subway tile, granite and quartz countertops, open shelving, butler’s pantry, a minimal threshold ceramic shower, free standing tubs, spacious walk-in closets, expansive owner’s suites with luxury baths, stone and shiplap fireplaces, ceiling concepts, drop zones, separate laundry areas, spacious lofts, large storage areas, custom wainscoting, 3-car garages, covered patios, brick, stone, composition and shaker accents on the exteriors, and beautiful landscaping with fully-sodded lawns.  With these features, we combine all of the essentials with an abundance of stylish touches.  From a young family just starting out to empty nesters, each Jagoe Home is beautiful inside and out!

Please visit the SIBA 2019 Parade of Homes Website for more details and to download the Parade Map.

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Friday After 5 at the Jagoe Homes Patio Stage

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Join Us on the Jagoe Homes Patio Stage at Friday After 5!

Friday After 5 is Where the Weekend Begins! Join us every Friday during the 16-week, free concert series on the Jagoe Homes Patio Stage at the RiverPark Center for family fun in Owensboro, Kentucky! This award-winning, summer-long festival celebrates its 23rd season with more than 60 bands and adding another new event and venue to the Friday night party series.

The Friday After 5 season begins on May 17th, and will continue until August 30th, which is Labor Day weekend. Join us at the Jagoe Homes Patio Stage to “toast the sunset” and grab some free, Jagoe Homes giveaways EVERY Friday during the season!

Friday After 5, 2019 Season Highlights:
  • More than 60 bands and entertainers performing this season, including several new bands performing on the Jagoe Homes Patio Stage on the BB&T Plaza at the RiverPark Center, overlooking the Ohio River!
  • The Atmos Energy Courtyard will again feature acoustic entertainment all sixteen Fridays.
  • The Kroger Street Fair will feature sixteen different themes and host a dozen food trucks. YUM!
  • The Women’s Hospital of Deaconess and Ruoff Home Mortgage have teamed up to bring a great line-up of party bands to The Kentucky Legend Pier at the Owensboro Convention Center.
  • Glenn Family Services will sponsor seven, free Gospel on the River and Worship on the Water concert series in Cannon Hall along with the new Movie Night at the Museum series in the Bluegrass Music Hall of Fame & Museum‘s Woodward Theatre.
  • Friday After 5 will host “Class PreUnions” again at no charge throughout the season.
  • The KWC FA5k race, Hall’s Lighted Boat Parade and weekly appearances by TD’s Costume Characters will join Have a Nice Day Mobile Entertainments’ free FA5 Foto Booth.

friday after 5

 

All events are FREE!

The Jagoe Homes Patio Stage features a live dance band each week. The City of Owensboro helps to kick off the Friday After 5 “Shake, Rattle & Stroll” 2019 season on May 17th on Non-Profit Night. From Paris will be playing current pop to classic rock from 6:30 PM – 10:00 PM on the Jagoe Homes Patio Stage at the RiverPark Center. Hayley Payne offers country acoustic from 7:00 PM -10:00 PM in the Atmos Energy Courtyard. The 202nd Army Band Fallout will rock The Kentucky Legend Pier, sponsored by The Woman’s Hospital of Deaconess from 8:00 PM – 11:30 PM, located at the Owensboro Convention Center. Also, please join us at the Non-Profit Block Party at the Kroger Street Fair. Special character Princess Poppi will be out and about that night, courtesy of TD’s Tuff Decisions. Plus, free balloon animals created by Owensboro Twisters and the FA5 Free Foto Booth, courtesy of Have A Nice Day Mobile Entertainment! New to Friday After 5 this season is Glenn’s Movie Night At The Museum showing Grease (1978) for their season opener at the Bluegrass Music Hall of Fame & Museum. The US Bank t-shirt cannon will be sending special t-shirts into the crowd, and don’t forget the free popcorn!  Friday After 5 is the 2018 Platinum Award Winner for Community Event. Join us for some free, family fun!

friday after 5

friday after 5

Fun. Friends. Family. Free. Friday After 5 – It’s Where the Weekend Begins!

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2019 Tour of New Homes

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2019 Tour of New Homes – Louisville, KY

Join Jagoe Homes for the 2019 Tour of New Homes, presented by the Builder Industry Association (BIA) in Louisville, Kentucky! The Glenmary Commons Model Home is “House 1” on the Tour, and our BRAND NEW Brook Stone Estates community in J-Town is “House 2” on the Tour. The scattered site Tour will showcase new homes in a variety of locations and price ranges and is the perfect starting place for anyone planning to purchase a new home or build one in the future!

The Tour of New Homes is a FREE event that will feature new construction homes and new home communities throughout the Louisville area. The Tour of New Homes will be open from Noon – 6 PM on both days, May 18th – 19th.

House 1: Glenmary Commons – 3 BD / 2 BA / 2-Car Garage – 10107 Long Home Road Louisville, KY 40291

2019 tour new homes

Jagoe Homes’ Glenmary Commons, located on Bardstown Road, offers maintenance-free living at its finest.  Your luxurious new Jagoe Home is close to shopping, dining, parks, golf courses and many more exciting activities. At Glenmary Commons you can also enjoy many built-in features such as: Luxurious Cabinetry UpgradesGranite Countertops in the kitchen, Ceramic Walk-In Shower in Owner’s Bath, Engineered Hardwood Flooring throughout main living areas, Ceramic Flooring in baths and laundry, Fully-Bricked Home (Front, Back & Sides) Smooth Ceilings, and an abundance of Recessed Lighting throughout.

Take a Virtual Tour of our Glenmary Commons Model Home, featuring the Sutton Craftsman plan!

 

House 2: Brook Stone Estates – 4 BD / 2.5 BA / 3-Car Garage – 10331 Truman Way Jeffersontown, KY 40299

2019 tour new homes

Brook Stone Estates warmly reflects the charm and energy of our beloved Jeffersontown – with beautiful parks, the Farmers Market Pavilion, historic downtown  J-Town, all just minutes away. Brook Stone Estates offers 2-Story & 1-Story, ENERGY SMART Homes, including UNFINISHED IN-GROUND BASEMENTS. And of course, all Brand New Jagoe Homes include a 2/10 Home Buyers Warranty.

Watch the Brook Stone Estates Community Drone Tour!

Download the ParadeCraze App on your Smart Phone for the Tour of New Homes:
tour new homes
tour new homes

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2019 Chefs on Parade

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2019 Chefs on Parade with Jagoe Homes in Turnberry at Berkshire

To kick off the 2019 Parade of Homes season in Evansville and Newburgh, Indiana, join Jagoe Homes for Chefs on Parade!  Our Parade Entry in Turnberry at Berkshire, featuring our Stanford Craftsman plan, located at 5441 Abbe Wood Drive, Newburgh, IN, 47630, is part of this exclusive, 1-day event on Friday, May 31st from 5:30 PM – 9:30 PM.

Each of the seven participating Parade of Homes entries are paired with a local Chef who prepares their fine cuisine at each of the Parade Homes hosting Chefs on Parade.  Ticket holders will have the opportunity to tour our Turnberry at Berkshire Entry while tasting exquisite food prepared by the Owner and Executive Chef of Sauced, Scott Schymik… Yum!

chefs on parade scott schymik sauced newburgh indiana

An Evansville native, Chef Scott Schymik started cooking professionally in 1996. He built and opened Sauced in 2014!

Tickets are $30 each and include entry into all seven homes in the Chefs on Parade tour. Tickets are limited, so be sure to get yours before they run out! Our Turnberry at Berkshire Parade of Homes Entry, featuring our Stanford Craftsman plan, is #33 on the 2019 SIBA Parade of Homes Map!

Visit all of our Jagoe Homes on the Tour during the 2019 SIBA Parade of Homes, June 1st – 9th!

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EIGHT Jagoe Home Sites SOLD in Magnolia Hills in Bowling Green

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EIGHT Jagoe Home Sites SOLD in Magnolia Hills – Bowling Green, KY

The Magnolia Hills Grand Release Event was a HUGE SUCCESS this weekend! Eight home sites, or 20% of the newly opened section of Magnolia Hills, were sold to future Jagoe Home owners!

At 10 AM on April 13, 2019, the Grand Release Event marked the launch of home site sales for Magnolia Hills in Bowling Green, Kentucky. In addition to single-family homes, Magnolia Hills will also feature a Community Pool, Clubhouse and Basketball Courts. The sites sold quickly at the heavily-attended event. The community’s remaining sites are expected to sellout soon!

Cars were lined up outside of our Model Home in The Vinings to reserve their new Jagoe Home site in Magnolia Hills!
magnolia hills
magnolia hills

 

But inside is where all of the excitement was happening!

 

Those interested in building a new, Jagoe Home in Magnolia Hills in Bowling Green should Make an Appointment ASAP!

Anyone who wants to purchase their new Jagoe Home site is urged to contact a Jagoe New Home Sales Consultant as soon as possible to set up an appointment. With an excellent location in off of Plano Road, Magnolia Hills is offers the desirability today’s buyers prefer. It’s ideal location includes a fantastic school system, plus quick access to the Natcher Parkway, Interstate 65 and Scottsville Road.

Magnolia Hills offers a variety of floor plans, facades, and elevations for your Energy Smart Home, and of course, all brand new, Jagoe Homes include a 2/10 Home Buyers Warranty.

Make sure to Schedule Your Appointment to Reserve Your Site in Magnolia Hills today!

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Magnolia Hills Plat Now Available

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Magnolia Hills, Bowling Green, KY – Plat NOW AVAILABLE

The Magnolia Hills plat is now available for the public to view online! Last night’s VIP Preview Event was a HUGE SUCCESS!

Watch a Video on our Facebook page from the Event!

magnolia hills bowling green

On Saturday, April 13th, Jagoe Homes will host the Grand Release Event at our Model Home in The Vinings! This is when members of the VIP List can reserve their new home site! All sites will be reserved on a first come, first serve basis.

 

You MUST sign up for the VIP List and set an appointment with a Jagoe New Home Sales Consultant as soon as possible! Our Preview Event was a huge success last night – at the Grand Release Event, VIP Members will be able to secure their home site on a first come, first serve basis. If you are even considering building in this community, you’ll want to have this information ready before April 13th to ensure you don’t miss out on the best home site for YOU!

Magnolia Hills, featuring gorgeous single family homes, reflects the Southern charm and beauty of our beloved Bowling Green.  Resident will love the Community Pool, Clubhouse, and Basketball Courts.  Magnolia Hills also offers the desirability today’s buyer prefer – its excellent location includes a great school system, plus quick access to the Natcher Parkway, Interstate 65 and Scottsville Road.

If you are interested in Magnolia Hills, please Sign Up for the VIP List and Make an Appointment with a Jagoe New Home Sales Consultant in Bowling Green today!

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THIS WEEKEND ONLY – Saving You Green

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THIS WEEKEND ONLY – Jagoe Homes is Saving You Green!

Purchase a Move-In Ready Jagoe Home and Get:
  • One of the following FBC Mortgage Rate Programs:
    • 2.625% (APR 5.969%) FBC Mortgage 2/1 Rate Buydown FHA or Conventional**
    • 3.99% (APR 4.064%) FBC Mortgage Conventional Permanent Rate Buydown***
    • 3.99% (APR 5.052%) FBC Mortgage FHA Permanent Rate Buydown****
  • Reduced Pricing on Select Move-In Ready Homes*
  • Up to $2,000 in Closing Costs*****

Offer only valid from March 15th – March 18th, 2019.

View Available Jagoe Move-In Ready Homes that Qualify!

FBC Mortgage, LLC is an Equal Housing Lender. NMLS# 152859. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations may apply.

*St. Patrick’s Interest Rate offer & Reduced Pricing good on Jagoe Select Move-In Ready Homes that are under agreement no later than March 18th, 2019. Limited to 1 select Move-In Ready Home per community.

**2.625% 2/1 Rate Buydown FHA Rate, 3.5% down payment, 30 year fixed rate loan after 2nd year. Interest rate based on minimum credit score of 640, lock rate of 45 days, close by 04/30/2019, and is subject to change daily, other restrictions may apply. APR 5.696%.

***3.99% Conventional Permanent Rate Byuydown, 15% down payment, 30 year fixed rate. Interest rate based on minimum credit score of 740, lock rate of 45 days, close by 04/30/2019, and is subject to change daily, other restrictions may apply. APR 4.064%.

****3.99% FHA Permanent Rate Buydown, 3.5% down payment, 30 year fixed rate. Interest rate based on minimum credit score of 640, lock rate of 45 days, close by 04/30/2019, and is subject to change daily, other restrictions may apply. APR 5.052%.

*****Up to $2,000 in clsoing costs from Jagoe Homes based on using their approved lender, FBC Mortgage. Pre-paids not included.