Take Advantage of Jagoe Homes’ 2.99% Interest Rate in Year One
If you’ve been following the housing market lately, you know that interest rates have been a hot topic. This is why Jagoe Homes’ new 2.99% interest rate for the first year stands out as an incredible opportunity for homebuyers looking to secure their financial future. With housing affordability becoming a growing concern, Jagoe Homes is committed to making your path to homeownership more manageable.
Why This Offer Matters in Today’s Market
The Federal Reserve recently made headlines by cutting interest rates for the first time in over four years. After months of record-high rates aimed at curbing inflation, the Fed finally reduced rates by 50 basis points, bringing them to a range of 4.75% to 5%. This move signals a shift in economic policy, with the central bank aiming to support the economy while balancing inflation concerns (Fox Business)(moneyweekuk).
In today’s housing market, these rate cuts come as a relief, but they don’t necessarily translate directly into significantly lower mortgage rates in the short term. Mortgage rates remain elevated, making homeownership challenging for many. The average 30-year fixed mortgage rate still hovers around 6%, meaning buyers need creative solutions to make homeownership affordable (Townhall).
Jagoe Homes’ Solution for Affordable Homeownership
Jagoe Homes’ 2.99% interest rate for the first year, available on select homes, provides a much-needed financial cushion in this environment. During the first year of your mortgage, you’ll benefit from substantial savings on monthly payments compared to prevailing market rates. Afterward, the interest rate adjusts to 3.99% for the life of the loan, but this first-year reduction offers a strong head start, helping buyers manage their budgets and ease into their mortgage commitments.
This offer pairs well with the current state of the market. Even with the Federal Reserve’s recent cut, experts predict that mortgage rates will remain relatively high until further rate reductions are implemented (moneyweekuk), and even when rates fall, home pricing will eventually soar.
Locking in a 2.99% rate in year one with Jagoe Homes provides a unique opportunity to save significantly in a period of market uncertainty.
Ready to Make Your Move?
Jagoe Homes is here to support you with affordable, energy-efficient homes designed to meet your needs. With this exceptional 2.99% interest rate offer, you can take a major step toward homeownership without the financial strain that today’s market conditions might impose.

Financing Your New Home Build, Simplified
Need answers fast? Our Jagoe FBC Financing Team is located in Owensboro, Kentucky, and has the resources and staff to get you into your new Jagoe Home. We work closely with you, combining expertise and advanced tools to make navigating your home loan process simple and seamless. Whether you’re ready to build a house on your land now or just exploring financing options, we are committed to helping you achieve your goals quickly and effectively. Our team is committed to getting you started with a stress-free experience from start to finish.
For Financing please call an FBC MORTGAGE, LLC Team Member

Bambi L. Winstead
Branch Manager
Mortgage Loan Originator
NMLS# 369809
Call or Text
502-389-0088
Email»
Profile»

Kevin Young
Mortgage Loan Originator
NMLS# 1577520
Call or Text
904-673-3173
Email»
Profile»

Kyle Chubboy
Mortgage Loan Originator
NMLS# 1763549
Call or Text
352-978-1811
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Profile»
FBC Mortgage, LLC NMLS# 152859. Paid Advertisement.
Exceptional Energy Efficiency in Every Jagoe Home
An energy-efficient Jagoe Home begins with intelligent design, quality construction, and generations of working to exceed our own standards of excellence. Jagoe Homes is committed to all the practices it takes to build truly energy-efficient homes, and we work closely with RESNET (Residential Energy Services Network) to achieve great ratings from that organization.



HERS® (Home Energy Rating System) INDEX
*Based on the US Department of Energy definition of HERS index of 130. This information presented for educational purposes only. Savings are average estimates based on Jagoe Homes’ top five selling plans. Savings will vary based on house type, orientation, house size, utility rates, climate and operations of the home.
The lower a home scores on RESNET’S HERS (Home Energy Rating) Index, the more energy efficient it is. A standard new home that’s built to meet the 2006 IECC will score a HERS Index of 100. New Jagoe homes score an average of 62, making them at least 38% more efficient than a standard new home and at least 68% more efficient than a used home.
Brand-new Jagoe homes are built with nothing less than advanced materials and modern innovations engineered to reduce energy use and lower utility costs all year long. Owning a home designed with energy-saving features ensures long-lasting efficiency, exceptional comfort, and an eco-friendly carbon footprint throughout every season.
Schedule a Tour With Jagoe Homes Today
We’d love the opportunity to take you on a tour of one or more of our beautifully finished Jagoe model homes. We’ll contact you to work with your schedule. Our team looks forward to meeting you!
Touring our homes is a great way to see the award-winning craftsmanship, sophisticated features, and contemporary styles up close. We have homes available across Southern Indiana and Western Kentucky, including Evansville, IN, Newburgh, IN, Owensboro, KY, Bowling Green, KY and Henderson KY. If you’re looking to explore the possibilities and ready to build a home on your land, our team at Jagoe Homes is here to fulfill your goals and provide a world-class homebuilding experience. Contact us to schedule a tour today and start imagining the home of your dreams.