Have NO FEAR….in 2021 You CAN own a Brand New, EnergySmart Jagoe Home!
New opportunities are arising for Jagoe Homes to improve our buyer experience. New construction was a first-choice preference for buyers in 2020, and the trend will likely continue into 2021.
Historically low interest rates in 2020 provided strong buying power to our homeowners allowing them to add more personalized choices to their home. The really GREAT news is that you can expect more of the same in 2021.
If your in a hurry be sure to take advantage of our ever-growing Move-In Ready Home inventory, including Special Low Interest Rate incentives on selected homes.
Jagoe Homes has many financing options available for our home buyers. Additionally, we provide a SureTrade program if your unsold house is keeping your from your Jagoe Dream Home!
Several First-time home buyers in their 20s and 30s transitioned from renting to owning in 2020! Low interest rates, zero down payment loan opportunities, and Jagoe Homes covering closing costs made it very affordable for first-time home buyers.
We expect interest rates to remain historically low during the first quarter of 2021, something First-time homebuyers should certainly take advantage of!
Overcoming Affordability Challenges
Financing your new Jagoe Home can seem like a difficult task. However, we provide many Financing Options for our home buyers!
Buying your first home doesn’t have to be overwhelming! Lean how MUCH home you can afford, up-front costs, different types of mortgage loans, how to make an offer and what takes place at closing.
Jagoe Homes’ preferred lender is FBC Mortgage, LLC. FBC Mortgage, LLC, a Top 20 National Mortgage Lender headquartered in Orlando, Florida, with branches across the US. FBC specializes in residential mortgage lending through retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans.
When combined with our incentives, FBC can help you save on closing costs. They also offer competitive rates and a variety of financing options.
Knowledge is POWER!
Jagoe Homes provide this information to help you gain a basic understanding of the home buying industry. Once armed with knowledge, your next move is to start the home building process!
A down payment is a portion of the cost of a home, paid up front. Generally, the more you put down, the lower your interest rate and monthly payment will be.
There are many down payment financing options available, and we’re certain there’s one for you. As always, feel free to work with Jagoe Homes to determine the best way for YOU to get the down payment necessary.
Is your unsold house keeping your from your dream home? Jagoe Homes will BUY your home at 92.5% of its Appraisal Value AND pay for all inspections!
2020 was a very strange year to say the least. One of the major bright spots was the housing and residential mortgage lending markets. The residential housing market saw a record high for home prices with the median home price increasing an average of 15% compared to the previous year. The residential mortgage fixed rates also saw a historic decline in 2020 hitting record lows. A 30 year fixed mortgage averaged 2.75 to 2.875% in 2020. According to national chef economists the outlook for 2021 is that rates will continue to remain flat at their current levels. The means the purchasing power of consumers will remain high in 2021 due to the historically low interest rates. The overwhelming advise most professionals are giving is to not miss the opportunity to purchase a residential home at an incredibly low fixed rate. No one knows if we will ever see rates this low again in our lifetime.Bambi Wiggins, FBC Mortgage Branch Manager
Need Answers Fast?
Our Team Jagoe FBC Team is located in Owensboro, Kentucky
and has the resources and staff to get you in your new Jagoe Home.
For Financing please call an FBC MORTGAGE, LLC Team Member
FBC Mortgage, LLC NMLS# 152859. Paid Advertisement.
Discover the Benefits of Owning vs. Renting
You can build your dream home!
As a renter, you’re living in someone else’s home and subject to their rules. When you build your new Jagoe Home, you have total control over everything that goes into it and can customize your home exactly the way you want! From floorplan, to counter tops, to the garage, all aspects are uniquely built to your needs. A new Jagoe Home is the way to make your dreams a reality.
Benefits of OWNING
- Owning a home is CHEAPER than renting!
- You SAVE and BUILD equity.
- Mortgage costs stay the same as rents rise.
- Your mortgage interest, property taxes and mortgage points may be tax deductible.
- A home can appreciate in value over time.
- Stronger social ties to your community.
Downfalls of Renting
- Your monthly rental payments do NOT build equity.
- Your monthly rental payments will typically go up over time.
- Your monthly rent is an EXPENSE.
- You have NO ownership in property that you rent.
- You have NO equity in property that you rent.
An energy efficient Jagoe Home begins with intelligent design, quality construction, and generations of working to exceed our own standards of excellence. Jagoe Homes committed to all the practices it takes to build truly energy efficient homes, and we work closely with RESNET (Residential Energy Services Network) to achieve great ratings from that organization.
HERS® (Home Energy Rating System) INDEX
*Based on the US Department of Energy definition of HERS index of 130. This information presented for educational purposes only. Savings are average estimates based on Jagoe Homes’ top five selling plans. Savings will vary based on house type, orientation, house size, utility rates, climate and operations of the home.
The lower a home scores on RESNET’S HERS (Home Energy Rating) Index, the more energy efficient it is. A standard new home that’s built to meet the 2006 IECC will score a HERS Index of 100. New Jagoe homes score an average of 62, making them at least 38% more efficient than a standard new home and at least 68% more efficient than a used home.
We have INVENTORY!
Jagoe Homes is mindful of the need for Move-In Ready homes. Some of our homeowners are ready to move in NOW!
Discover Move-In Ready Homes in your area:
SCHEDULE A TOUR
We’d love the opportunity to take you on a tour of one or more of our beautifully finished Jagoe Model Homes. We’ll contact you to work with your schedule. Our team looks forward to meeting you!