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    Looking FORWARD | Own a Jagoe Home in 2021

    January 18, 2021

    Home / Mortgage Industry News / Looking FORWARD | Own a Jagoe Home in 2021
    jagoe homes 2021

    Have NO FEAR….in 2021 You CAN own a Brand New, EnergySmart Jagoe Home!

    New opportunities are arising for Jagoe Homes to improve our buyer experience. New construction was a first-choice preference for buyers in 2020, and the trend will likely continue into 2021.

    Historically low interest rates in 2020 provided strong buying power to our homeowners allowing them to add more personalized choices to their home. The really GREAT news is that you can expect more of the same in 2021.

    If your in a hurry be sure to take advantage of our ever-growing Move-In Ready Home inventory, including Special Low Interest Rate incentives on selected homes.

    Jagoe Homes has many financing options available for our home buyers. Additionally, we provide a SureTrade program if your unsold house is keeping your from your Jagoe Dream Home!

    Several First-time home buyers in their 20s and 30s transitioned from renting to owning in 2020! Low interest rates, zero down payment loan opportunities, and Jagoe Homes covering closing costs made it very affordable for first-time home buyers.

    We expect interest rates to remain historically low during the first quarter of 2021, something First-time homebuyers should certainly take advantage of!


    Overcoming Affordability Challenges

    Financing your new Jagoe Home can seem like a difficult task. However, we provide many Financing Options for our home buyers!

    First-time Home Buyer Help

    Buying your first home doesn’t have to be overwhelming! Lean how MUCH home you can afford, up-front costs, different types of mortgage loans, how to make an offer and what takes place at closing.

    FBC Mortgage Center

    Jagoe Homes’ preferred lender is FBC Mortgage, LLC. FBC Mortgage, LLC, a Top 20 National Mortgage Lender headquartered in Orlando, Florida, with branches across the US. FBC specializes in residential mortgage lending through retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans.

    When combined with our incentives, FBC can help you save on closing costs. They also offer competitive rates and a variety of financing options. 

    Home Loan Learning Center

    Knowledge is POWER!

    Jagoe Homes provide this information to help you gain a basic understanding of the home buying industry. Once armed with knowledge, your next move is to start the home building process!

    Down Payment Assistance

    A down payment is a portion of the cost of a home, paid up front. Generally, the more you put down, the lower your interest rate and monthly payment will be.

    There are many down payment financing options available, and we’re certain there’s one for you. As always, feel free to work with Jagoe Homes to determine the best way for YOU to get the down payment necessary.

    SureTrade Program

    Is your unsold house keeping your from your dream home? Jagoe Homes will BUY your home at 92.5% of its Appraisal Value AND pay for all inspections!


    2020 was a very strange year to say the least. One of the major bright spots was the housing and residential mortgage lending markets. The residential housing market saw a record high for home prices with the median home price increasing an average of 15% compared to the previous year. The residential mortgage fixed rates also saw a historic decline in 2020 hitting record lows. A 30 year fixed mortgage averaged 2.75 to 2.875% in 2020. According to national chef economists the outlook for 2021 is that rates will continue to remain flat at their current levels. The means the purchasing power of consumers will remain high in 2021 due to the historically low interest rates. The overwhelming advise most professionals are giving is to not miss the opportunity to purchase a residential home at an incredibly low fixed rate. No one knows if we will ever see rates this low again in our lifetime.

    Bambi Wiggins, FBC Mortgage Branch Manager

    FBC Mortgage Company

    Need Answers Fast?

    FBC Mortgage

    Our Team Jagoe FBC Team is located in Owensboro, Kentucky
    and has the resources and staff to get you in your new Jagoe Home.

    For Financing please call an FBC MORTGAGE, LLC Team Member

    Jagoe Homes Bambi Wiggins Mortgage Loan Originator

    Bambi L. Wiggins

    Branch Manager
    Mortgage Loan Originator
    NMLS# 369809
    Call or Text
    502-389-0088
    Email»
    Profile»

    Jagoe Homes Kevin Young Mortgage Loan Originator

    Kevin Young

    Mortgage Loan Originator
    NMLS# 1577520
    Call or Text
    904-673-3173
    Email»
    Profile»

    Kyle Chubboy - FBC Mortgage

    Kyle Chubboy

    Mortgage Loan Originator
    NMLS# 1763549
    Call or Text
     352-978-1811
    Email»
    Profile»

    FBC Mortgage, LLC NMLS# 152859. Paid Advertisement.


    Discover the Benefits of Owning vs. Renting

    You can build your dream home!

    As a renter, you’re living in someone else’s home and subject to their rules. When you build your new Jagoe Home, you have total control over everything that goes into it and can customize your home exactly the way you want! From floorplan, to counter tops, to the garage, all aspects are uniquely built to your needs.  A new Jagoe Home is the way to make your dreams a reality.

    Benefits of OWNING

    • Owning a home is CHEAPER than renting!
    • You SAVE and BUILD equity.
    • Mortgage costs stay the same as rents rise.
    • Your mortgage interest, property taxes and mortgage points may be tax deductible.
    • A home can appreciate in value over time.
    • Stronger social ties to your community.

    Downfalls of Renting

    • Your monthly rental payments do NOT build equity.
    • Your monthly rental payments will typically go up over time.
    • Your monthly rent is an EXPENSE.
    • You have NO ownership in property that you rent.
    • You have NO equity in property that you rent.

    comfort savings header lb

    An energy efficient Jagoe Home begins with intelligent design, quality construction, and generations of working to exceed our own standards of excellence. Jagoe Homes committed to all the practices it takes to build truly energy efficient homes, and we work closely with RESNET (Residential Energy Services Network) to achieve great ratings from that organization.

    efficiency bubble lb
    energy smart logo wh
    HERS index meter
    HERS® (Home Energy Rating System) INDEX

    *Based on the US Department of Energy definition of HERS index of 130. This information presented for educational purposes only. Savings are average estimates based on Jagoe Homes’ top five selling plans. Savings will vary based on house type, orientation, house size, utility rates, climate and operations of the home.

    The lower a home scores on RESNET’S HERS (Home Energy Rating) Index, the more energy efficient it is. A standard new home that’s built to meet the 2006 IECC will score a HERS Index of 100. New Jagoe homes score an average of 62, making them at least 38% more efficient than a standard new home and at least 68% more efficient than a used home.

    TELL ME MORE


    We have INVENTORY!

    Jagoe Homes is mindful of the need for Move-In Ready homes. Some of our homeowners are ready to move in NOW!

    Discover Move-In Ready Homes in your area:

    spruce craftsman brookfield owensboro kentucky

    Bowling Green, KY >>

    Louisville, KY >>

    Owensboro, KY >>

    Evansville, IN >>

    Newburgh, IN >>

    Boonville, IN >>

    Huntingburg, IN >>

    SCHEDULE A TOUR

    We’d love the opportunity to take you on a tour of one or more of our beautifully finished Jagoe Model Homes. We’ll contact you to work with your schedule. Our team looks forward to meeting you!


      Filed Under: Mortgage Industry News, Stories

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      Don & Kim Horvath

      Don and I would both like you to know how much we appreciate the two gentlemen who do warranty service, not only do we feel they are knowledgeable, but courteous. They take the time necessary to make sure to explain processes. They both displayed extreme professionalism, that is a sure asset to Jagoe Homes, they put the fact in “It is the service after the sale that counts.”

      Newburgh, IN
      MORE TESTIMONIALS

      Steven & Cheryl Camp

      My husband and I wanted to write and let you know how much we appreciated Terry and Jamie. They both were so caring and thoughtful towards us. Most of all they were hard workers and wanted our Jagoe Home to be everything we could ever dream of. They became family to us, because we felt they truly cared about our concerns. We feel family built our home! I just referred another couple to Dana and if they buy it will be #6, I helped sell. Thanks for having such great people working for you! We love our Jagoe Home but… Read more “Steven & Cheryl Camp”

      Evansville, IN
      MORE TESTIMONIALS

      Vicki Willis

      I love my new home. It is very comfortable and energy efficient. It was great for me that Jagoe Homes furnishes the lot with the home since lots are very difficult to find close to town. I feel safe in the neighborhood and have nice neighbors.

      Newburgh, IN
      MORE TESTIMONIALS

      Ron & Romona Smith

      All of the people from your organization have been professional and informative during the whole building process. Thanks again for a lovely new home and we have already recommended Jagoe Homes to friends at church.

      Newburgh, IN
      MORE TESTIMONIALS

      Linda Whae & Patricia Sanders

      The selling team that you have at Stonecreek in our opinion is second to none. Their professional qualities complement each other and create a win-win solution. Patty and I both will highly recommend Jagoe Homes to anyone who is searching for a home. In return, we hope that you will also commend your Sales Team for a job well done, for it was their demeanor that sold us on Jagoe Homes.

      Evansville, IN
      MORE TESTIMONIALS

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