⏱️ 10 min read
Last Updated: November 5, 2026
Every year around this time, you probably catch yourself picturing it.
Your own tree in your own living room. The kids running down your stairs on Christmas morning. Family around a table you picked out, in a home that’s finally yours.
And every year, you tell yourself the same thing: maybe next year.
This year, Christmas came a little early.
During the Jagoe Homes Red Ribbon Event, you can move in before the holidays to a brand-new, move-in ready home with a 5.25% fixed rate, $7,500 toward closing costs, and newly reduced pricing on 50+ move-in ready homes. Every home has to close by Friday, December 18, 2026, so if you’ve been waiting for the right moment, this is it.
Table of Contents
Pick it, close on it, and move in before the holidays with time to spare for the lights.

There’s nothing quite like the first holiday in a new home.
It’s the first time you get to decide where the tree goes. The first time the stockings hang on your mantel. The first morning the house smells like cinnamon rolls because you’re the one baking them. Those are the moments people remember for years.
Red Ribbon homes are available across Jagoe communities in Evansville, Newburgh, Owensboro, Henderson, and Bowling Green. Whether you want to be closer to family for the holidays, cut down your commute, or settle into the right school district before the new semester, there’s likely a home that fits.
Every home is already built. No construction timeline, no waiting until spring.
Brose available move-in ready homes by area:
The Gift: A Better Rate When You Need It Most
Let’s be honest. Right now it’s hard to find a mortgage rate that doesn’t make you wince. For a lot of buyers, that’s the one thing standing between them and a home of their own.
So we’re helping fix that, and helping you move in before the holidays.
🎁 A 5.25% fixed rate. You can’t find that anywhere else.
🎁 $7,500 toward closing costs. That’s money that stays with you for the moving truck, the new couch, or the gifts under the tree.
🎁 Newly reduced pricing on 50+ move-in ready homes. Your dream home might be one of them

Who This Is Really For
You’re renting and tired of it. Another holiday in a place that isn’t really yours, with rent that keeps climbing. This year, you could move in before the holidays instead.
You’ve been saving and keep pushing it back. $7,500 toward closing takes a real chunk off what you need upfront.
You’re a veteran or active-duty service member. VA loans qualify for the 5.25% rate. This could be the year you use the benefit you’ve earned to give your family a home.
Your family is outgrowing your space. A new baby, a parent moving in, or just too many people for one bathroom. Move in before the holidays and have more room before the relatives arrive.
You’ve already had your eye on a Jagoe home. It’s worth checking again. It might be one of the homes with reduced pricing.
What is the Jagoe Homes Red Ribbon Event?
It’s a limited-time holiday offer on select move-in ready homes. You get a 5.25% fixed rate, $7,500 toward closing costs, and newly reduced pricing on 50+ move-in ready homes. All three work together.
Why Buy With Jagoe Homes
Jagoe has been building homes in Kentucky and Indiana since 1939, with more than 7,000 homes built. That’s a lot of first Christmases, and a lot of families who trusted us with the biggest purchase of their lives.
Every home includes:
- EnergySmart features designed to help keep utility bills in check, even through the winter
- TechSmart features built in from day one
- Jagoe’s New Home Warranty, so you’re covered after you move in
You’re also not doing this alone. Our Online Sales Consultants and New Home Sales Consultants walk you through every step, from picking the right home to closing day. Acrisure Mortgage works directly with our team, so everything moves on the same timeline. It’s one connected process, built to be simple.
Move-In Ready vs. Design and Build: How to Move In Before the Holidays
Jagoe offers two ways to buy: Design and Build, where you choose your plan and selections and we build it, and Move-In Ready, where the home is finished and waiting for you.
Design and Build is a great choice when you have time on your side. But the Red Ribbon Event only applies to select Move-In Ready homes.
If you want to be home for the holidays with this rate, this closing cost help, and this pricing, Move-In Ready is the way in.
“But What If…?”
“Shouldn’t I wait for rates to drop?”
Nobody can promise where rates go next. What you can know is the rate in front of you today. Once you close, a 5.25% fixed rate stays fixed for the life of the loan, no matter what the market does next.
“Isn’t the holidays a bad time to move?”
It’s actually one of the best. When you move in before the holidays, you start the new year settled instead of packing boxes.
“I’m not sure I’d qualify.”
The 5.25% rate requires a 640 minimum credit score on an FHA, VA, or USDA loan. If you’re unsure, schedule your appointment today and we can walk you through that process.
“Why the rush?”
Closing on a home isn’t instant. Approval, appraisal, and paperwork all take time. If you want to move in before the holidays, December 18 is closer than it looks…
Can I really move in before the holidays?
Yes. Every Red Ribbon home is move-in ready, so if you close by December 18, you could be settled in your new home for Christmas.
Still Waiting to Sell Your Home? Don’t Let It Hold You Back
Sometimes the new home isn’t the hard part. It’s the one you’re living in now.
You don’t want to carry two mortgages. You don’t want to rush a sale or sit through months of showings. So the move keeps getting pushed to “after we sell.”
That’s exactly why Jagoe created SureTrade.
With SureTrade, Jagoe Homes will buy your current home and pay for all inspections. Here’s how it works:
- Pick your new Jagoe home.
- Sign your purchase agreement.
- We take care of the inspection and a third-party appraisal of your current home.
- You get a buy-out offer.
- We move forward on your new home.
No wondering if your house will sell. No juggling two moves on your own. Just a clear path from the home you have to the home you want.
If your current home is the only thing keeping you from being able to move in before the holidays, this is how you clear the way.
This Could Be the Year
Imagine this time next month. Boxes unpacked. Tree up. The first night in a home that’s really yours. There’s still time to move in before the holidays.
You’ve been saying “someday” for a while now. The rate is lower, the closing help is real, and the homes are ready right now.
If you’ve been waiting for a sign, this is it.
You’ve already been dreaming about it. At this point, it’s just about walking through the front door.
Financing Your New Home Build, Simplified
Need answers fast? Our Jagoe Acrisure Financing Team is located in Owensboro, Kentucky, and has the resources and staff to get you into your new Jagoe Home. We work closely with you, combining expertise and advanced tools to make navigating your home loan process simple and seamless. Whether you’re ready to build a house on your land now or just exploring financing options, we are committed to helping you achieve your goals quickly and effectively. Our team is committed to getting you started with a stress-free experience from start to finish.
For Financing please call an Acrisure Mortgage Team Member

Bambi L. Winstead
Branch Manager
Mortgage Loan Originator
NMLS# 369809
Call or Text
502-389-0088
Email»
Profile»
Kevin Young
Mortgage Loan Originator
NMLS# 1577520
Call or Text
904-673-3173
Email»
Profile»
Kyle Chubboy
Mortgage Loan Originator
NMLS# 1763549
Call or Text
352-978-1811
Email»
Profile»
Acrisure Mortgage, LLC NMLS ID# 152859. Paid Advertisement.
An energy efficient Jagoe Home begins with intelligent design, quality construction, and generations of working to exceed our own standards of excellence. Jagoe Homes committed to all the practices it takes to build truly energy efficient homes, and we work closely with RESNET (Residential Energy Services Network) to achieve great ratings from that organization.
HERS® (Home Energy Rating System) INDEX
*Based on the US Department of Energy definition of HERS index of 130. This information presented for educational purposes only. Savings are average estimates based on Jagoe Homes’ top five selling plans. Savings will vary based on house type, orientation, house size, utility rates, climate and operations of the home.
The lower a home scores on RESNET’S HERS (Home Energy Rating) Index, the more energy efficient it is. A standard new home that’s built to meet the 2006 IECC will score a HERS Index of 100. New Jagoe homes score an average of 62, making them at least 38% more efficient than a standard new home and at least 68% more efficient than a used home.









